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Gear insurance...
Message Board > General Chitchat > Gear insurance...
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ML7Mike
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Does anyone know of an insurance company which will cover musical gear?

We used to use Sheppard Ashmore, but their rates have doubled from $650 per year to a minimum $1100 per year premium.

Nobody else I talk to seems willing to cover gear.. no regular insurance firm will go near musical equipment, especially if it leaves the house.

Sheppard Ashmore gave us worldwide coverage against everything except terrorism, but now their premium minimum covers more gear then we have. - Thu, 19 Feb 2004 8:38am
F.O.B
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Check with Gary Brainless, he might know. i believe he had his studio gear and instruments covered. - Thu, 19 Feb 2004 8:59am
Dano
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SOCAN offers studio & gear insurance in a few packages;

Premiums Limits
$380 $10,000
$506 $20,000
$633 $30,000
$886 $40,000
$1076 $50,000
$1265 $60,000
The above six premiums all have a $500 deductible.
Premiums Limits
$1,392 $70,000
$1,573 $80,000
$1,755 $90,000
$1,936 $100,000
The above four premiums all have a $1,000 deductible.

The AFM union (musicians union) uses a company called Clydesdale and has similar packages for studio and touring gear.

Dano - Thu, 19 Feb 2004 9:31am
Japanese Air Force
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If I remember correctly, the AFM connection for insurance is cheaper than those listed above. I seem to remember being quoted $250 a year for my $10 000 worth of gear.

I may be mistaken tho, but it's worth checking into.

~JAF - Fri, 20 Feb 2004 9:38pm
Sound Production that wont break your bank
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three words, trip wire shotgun - Thu, 18 Mar 2004 10:57am
ROSS B AY
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yeah that's great for when you go to the jam room all drunked up wanting to play and you kill yourself. fun though.... - Thu, 18 Mar 2004 11:04am
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